It's raining here quite heavily and I got drenched as I left work. I could REALLY have used an umbrella today, but for some reason, I just think it hurts my image. I'd say that there is a big number of people who choose not to use their umbrellas even though they are carrying one. Others don't carry umbrellas at all. I would guesstimate that the ratio of umbrellas users to non-users in this region is around 60/40.